Privacy Policy

Effective Date: March 2020

At Wealth and Capital Consulting, your privacy and the confidentiality of your personal information are of the utmost importance to us. This Privacy Policy explains how we collect, use, protect, and disclose your information when you engage with our credit counseling, financial consulting, business management consulting, and funding guidance services, whether through our website, in-person, or via other communication channels.

SMS Privacy Policy:
Wealth and Capital Consulting will not sell or share your mobile opted in consent data with any third parties.

Information We Collect

  • Personal Information: We collect information you provide to us directly, such as your name, email address, phone number, mailing address, financial documents, and other information necessary to deliver our services.
  • Financial Information: To provide credit improvement and funding readiness services, we may collect details about your credit history, income, debts, assets, and other documentation relevant to your financial profile.
  • Business Information: For business clients, we may collect business entity details, EIN, business credit reports, and supporting documentation.
  • Usage Data: We may collect information about how you use our website, such as IP address, device type, browser type, and pages visited, to improve our online services and ensure website security.

How We Use Your Information

  • To provide personalized credit counseling, financial consulting, and funding guidance tailored to your needs.
  • To prepare and submit documentation for credit improvement, funding, or loan applications on your behalf, with your consent.
  • To communicate with you about your account, milestones, appointments, and progress updates.
  • To enhance our services, conduct internal analysis, and ensure compliance with applicable laws and regulations.
  • To respond to your inquiries, requests for information, or support needs.

How We Share Your Information

  • We do not sell, rent, or trade your personal information to third parties for marketing purposes.
  • We may share your information with trusted partners, such as lenders or service providers, only as necessary to deliver our services and with your explicit consent.
  • We may disclose information if required by law, regulation, or legal process, or to protect the rights, property, or safety of Wealth and Capital Consulting, our clients, or others.

Data Security

We employ robust administrative, technical, and physical safeguards to protect your personal and financial information from unauthorized access, disclosure, alteration, or destruction. We restrict access to sensitive data to only those team members who require it to deliver our services.

Your Choices and Rights

  • You may request access to, correction of, or deletion of your personal information at any time by contacting us at   ken@wealthandcapital.com.
  • You may opt out of marketing communications at any time by using the unsubscribe link provided in our emails or by contacting us directly.
  • We will honor your preferences regarding the use and sharing of your information to the extent permitted by law and necessary for service delivery.

Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect or solicit personal information from minors. If you believe a minor has provided us with personal information, please contact us so we can promptly remove it.

Third-Party Links

Our website may contain links to third-party websites or resources. We are not responsible for the privacy practices or content of those sites. We encourage you to review their privacy policies before providing personal information.

Updates to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, services, or legal requirements. The effective date will be updated accordingly. We encourage you to review this policy periodically for any updates.

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or how your information is handled, please contact:

We are committed to providing transparent, respectful, and confidential service to every client. Thank you for trusting Wealth and Capital Consulting with your financial journey.